Set up bank and credit-card accounts
Prepare the accounts xBoox uses for manual transactions, `.qbo` imports, transfers, and reconciliation.
Before you begin
Confirm that Business Profile uses Bank Account-Based Tracking. Corporation Workspaces use this setup.
Review the Chart of Accounts
- Open Accounting > Category (Chart of Accounts).
- Confirm that each business bank account appears as an active Bank & Cash account.
- Confirm that each business credit card appears as an active Credit Card account.
- Use clear account names that match the real statement account.
Only eligible active accounts appear in statement import, Pay From, Deposit To, Transfer, and Reconcile selectors. Built-in posting eligibility comes from accounting metadata, not the account number alone.
Set the opening balance
Before the first reconciliation:
- Open Banking.
- Select the account card that requires setup.
- Open Set Bank Balance.
- Enter the opening-balance date and amount.
- Optionally enter a memo.
- Save the setting.
The opening balance establishes the starting point for Reconcile. It is not a new Expense or Income transaction.
Statement cycle
xBoox can use month-end or a monthly closing day when suggesting the next reconciliation period. Make sure the selected cycle matches the statement issuer.
Important rules
- Do not use one xBoox account for multiple real bank or credit-card accounts.
- Transfer selectors use eligible active Bank & Cash and Credit Card accounts.
- Opening balances and statement cycles are Workspace-specific.
- A Category that does not permit statement import will not appear as an import account.